Do I need a local bank account?

It is highly recommended that people who come to the University from out of state obtain a local bank account.  ATM machine surcharges can get expensive if one doesn't have a local bank.  And, while most merchants accept out of state checks with proper identification, some do not.  Most people from out of town find it more convenient and cost effective to maintain a local checking or savings account to manage their money.

It is also recommended that direct deposit of wages from a job and/or financial aid be established with the local bank account.  Direct deposit provides the safety of an electronic deposit without the worries of a paper check lost in the mail and no hassles of waiting in a bank teller line.